Jia Raises $3 Million in Seed Funding

Jia, a Los Angeles-based financial operating system for small businesses in emerging markets, has raised $3 million in seed funding, bringing its total funding to $7.3 million.

The funding round was backed by Coinbase Ventures, Stellar Development Foundation, A100x, TCG, and Hashed Emergent.

Jia plans to use the new capital to expand its services beyond invoice financing to become a full financial platform and continue to develop its suite of business banking tools.

Founded in 2026 by Zach Marks and Cheng Cheng, Jia provides an integrated financial platform that combines working capital, business banking, and cash flow management for small and medium-sized enterprises in emerging markets. By leveraging proprietary AI credit modeling and on-chain capital rails, the company connects local businesses to global lenders and facilitates efficient international transactions.

Funding Details

Company: Jia Co.

Raised: $3M

Round: Seed

Funding Date: May 21, 2026

Additional Investors: Coinbase Ventures, Stellar Development Foundation, A100x, TCG, Hashed Emergent

Company Website: https://jia.xyz/

Software Category: Fintech