Oolka Raises $14M Series A

Oolka, a Bengaluru, India-based fintech startup, has raised $14 million in a Series A funding round, bringing its total funding to around $21 million since its inception.

This Series A funding round was led by Accel. Additional participation came from existing investors Lightspeed and Z47. The round also saw personal investments from Meesho co-founders Vidit Aatrey and Sanjeev Barnwal.

Oolka will use the raised funds to expand its product and engineering teams, strengthen AI capabilities, and deepen partnerships with banks and non-banking financial companies.

Founded in 2024 by Utkrishta Kumar, Oolka is developing an AI-powered platform designed to help users manage their financial health across the credit lifecycle. The startup uses AI agents to identify credit issues, suggest improvements, and provide personalised recommendations for managing loans. Oolka has a long-term ambition of creating a full-stack financial operating system for consumers.

Funding Details

Company: Oolka

Raised: $14M

Round: Series A

Funding Date: May 2026

Lead Investor: Accel

Additional Investors: Lightspeed, Z47, Vidit Aatrey, Sanjeev Barnwal

Software Category: Fintech, AI, Personal Finance

Company Website:Oolka, a Bengaluru, India-based fintech startup, has raised $14 million in a Series A funding round, bringing its total funding to around $21 million since its inception.