Oolka Raises $7 Million in Seed Round
Oolka, a Bangalore, India-based AI-driven credit management platform, has raised $7 million in Seed funding.
The round was led by Lightspeed India Partners and Z47, with participation from 8i Ventures and prominent angel investors, including Vidit Aatrey, Sanjeev Barnwal, Ramakant Sharma, Abhishek Goyal, Rajesh Yabaji, Nitin Gupta, Madhusudan R, and others.
Lightspeed India Partners is a leading venture capital firm focusing on the Indian and Southeast Asian startup ecosystems. It is part of the larger, multi-stage global venture capital firm Lightspeed Venture Partners. The firm invests across multiple stages, often acting as a first or early backer, from Seed to Growth stage (Series A, B, and beyond).
Z47, a venture capital firm also based in Bengaluru, India, focuses on early-stage technology companies. Its investment strategy centers on sectors such as fintech, enterprise AI, SaaS, and consumer tech.
The company will use the funding to expand its engineering, data science, and product teams, accelerate AI feature rollout, launch new consumer tools for real-time credit improvement, and build hyper-personalized experiences.
Founded in 2024 by Utkrishta Kumar, Oolka is an AI-powered credit management platform designed to help users in India check, manage, and improve their credit scores. The company leverages multi-agent AI to act as a personal financial companion, helping users monitor credit, manage EMIs, and adopt better financial habits. With over 2 million users and partnerships with major Indian banks like Yes Bank, IDFC Bank, AU Small Finance Bank, Muthoot Finance, and InCred, Oolka has already processed over INR 100 crore in credit repayments. Headquartered in Bangalore, India, its mission is to democratize access to better credit and financial health through agentic AI.
Funding Details
Company: Sixdis Technologies Private Limited (Oolka)
Raised: $7.0M
Round: Seed
Funding Date: September 2025
Lead Investors: Lightspeed India Partners, Z47
Additional Investors: 8i Ventures; prominent angels including Vidit Aatrey, Sanjeev Barnwal, Ramakant Sharma, Abhishek Goyal, Rajesh Yabaji, Nitin Gupta, Madhusudan R, Anil Goteti, Arnav Kumar
Company Website: https://oolka.in/
Software Category: AI Credit Management