Paygentic Raises $2 Million in Pre-Seed Round

Paygentic Raises $2 Million in Pre-Seed Round

Paygentic, a San Francisco, CA-based AI-native billing and payments platform, has raised $2 million in pre-Seed funding.

The round was led by MiddleGame Ventures, with participation from Anamcara Capital, Aperture, Angel Invest, and Alan Morgan, chairman at Adfisco.

MiddleGame Ventures is a venture capital firm headquartered in Luxembourg, focused on early- to growth-stage fintech and financial infrastructure startups across Europe. It invests in companies at the post-seed, Series A, and Series B stages that are re-architecting financial services, payments, banking, asset management, and insurance.

The company will use the funding to expand its team and accelerate product development for Paygentic’s AI-focused payments platform.

Founded by Susan O’Neill and Samuel Alarco Cantos, Paygentic is a company building payments infrastructure for AI-native and agent-driven businesses. The company provides an AI-native billing and payments platform designed for AI-driven and usage-based applications. Its all-in-one platform enables AI companies to introduce hybrid, usage-based, and outcome-based pricing models, focusing on flexible monetization strategies. Headquartered in San Francisco, California, its early adopters include AI startups such as ChaseLabs.

Funding Details

Company: Paygentic, Inc.

Raised: $2.0M

Round: Pre-Seed

Funding Date: October 2025

Lead Investor: MiddleGame Ventures

Additional Investors: Anamcara Capital, Aperture, Angel Invest, Alan Morgan

Company Website: https://paygentic.io/

Software Category: AI-focused payments and billing infrastructure / Fintech SaaS