Stoa Raises €2.1M Pre-seed

Stoa, a London-based FinTech startup, has raised €2.1 million in pre-Seed funding. The company provides a cash management platform that allows consumers and businesses to transform idle cash deposits into upfront lifestyle and business rewards.

The round was co-led by Bespokeist Partners and Ingenii Capital, with participation from Force Over Mass Capital, Fuel Ventures, Suneel Hargunani, and Rachel Sestini.

The newly raised capital will be used to accelerate the growth of the company's cash management platform.

Founded in 2022 by Mike Saraswat and Sam Goodenough, Stoa is a financial technology company with a mission to help customers extract more value from their savings. The platform offers a modular architecture that allows banks and merchants to integrate Stoa Pots into their own product offerings, enabling customers to earn rewards on idle deposits while keeping their capital protected.

Funding Details

Company Website: https://stoa.money

Company: Stoa

Raised: €2.1M

Round: Pre-seed

Funding Date: July 6, 2026

Lead Investor: Bespokeist Partners, Ingenii Capital

Additional Investors: Force Over Mass Capital, Fuel Ventures, Suneel Hargunani, Rachel Sestini

Software Category: FinTech